First-Time Homebuyer
The Fulton Community Development Agency’s First-Time Homebuyer Education and Counseling program will provide you with the foundation needed to support you in attaining, maintaining, and sustaining homeownership.
Our 8-hour Homebuyer Workshop teaches the key aspects of purchasing a home including:
Classes are offered in the evening on Tuesdays and Thursdays, in four, 2-hour sessions. Many lenders and state homebuyer assistance programs require first-time homeowners to take an education course. The course teaches you how to save for a down payment, shop for lenders, and maintain your home. Even if you are not obligated to complete the course, this class provides you with a better understanding of what is involved in finding, financing, and owning a home. Upon completion of the course, you will receive a Certificate of Completion that meets HUD's requirement of an 8-hour HUD certificate. Your Certificate of Completion is good for one year and is valid in all United States territories.
The online intake gives us the information needed to understand your housing goals. Select the homebuyer or pre-purchase counseling service when completing the form. After reviewing your submission, FCDA staff will contact you about the next step.
Apply for Housing CounselingAfter your workshop registration and online intake are received, we will contact you to schedule an appointment. During your one-on-one session, a HUD-certified housing counselor will help you create a personalized action plan, discuss affordability and potential assistance, and review your credit, savings, spending, and income.
